The United States is behind the times when it comes to pet insurance . Insurance helps during an emergency or that costly biyearly check up of our pets. There are pet insurances that cover you for injury to your pet, injury to someone by your pet or those reoccurring nuisances like ear mites or general health issues. Insurance for your pet is the only responsible choose for today’s pet owners.
The veterinary industry is getting less and less students applying to and getting accepted by veterinary colleges. There is an ever increasing need[/spin in the expensive state-of-the-art equipment and expensive prescription drugs, the cost of liability insurance for the Vet and their employees. All these things are driving up the cost of health care for our pets leaving many pet owners shell shock at their Vet bill and necessarily choosing economic euthanasia. They could have saved that pet for a small monthly cost of insurance.

The [spin] U.S. is very under insured when it comes to our pets. Europe insures their Pets to the tune of 25% and Swede’s is closer to 50%. Compare that to the 3% of pets insured in the United States and it shows that we our woefully under insured. It puts more pet owners in a position of euthanize our Animals or digging deep in their pockets to pay for the proper care.

Insurance for our pets doesn’t just cover those sudden emergencies. It can cover regularly scheduled physicals, neutering and spading, heart worm testing and even nail trimming. Policies for medications and vaccines are available. If your dog bites someone or maybe your parrot claws a child or your cat eats your Neighbors champion parakeet. These are things that can add up in expenses very quickly. You may be responsible if your pet is the cause of a car accident which can be very expensive. There are policies that protected you and your pet for these kinds of cost at a reasonable monthly cost.
Pet health insurance does not typically cover potential genetic, pre-existing conditions and commonly include a cap on surgeries and other miscellaneous medical expenses. Some insurance companies will also cover the cost of boarding your pet at a local kennel or veterinary hospital. Make sure to ask and shop around with different insurance companies for the policy with the best fit.

There is no excuse for the high % of uninsured pets in the United States when there are lots of insurance companies with many custom policies at very reasonable monthly cost. You may even be able to add it to your home owner’s policy . Let’s not get put into a position of having to euthanize our pet because of the cost of treatment or “the unthinkable” our pet cause’s damage or injury to someone. Let’s be prepared and responsible pet owners and get the appropriate Pet Insurance.

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Tags: pets

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This entry was posted on Thursday, January 21st, 2010 at 8:04 pm and is filed under Pets General. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.